Education Qardan Hasana Application
Qardan Hasana may be provided for higher education, for specialization and advanced training in professional fields, for technical and vocational training, as per Raza Mubarak granted by Aqa MaulaTUS.
To ensure your application is processed as quickly and efficiently as possible, please submit all documents in accordance with the requirements outlined below.
Incomplete submissions may result in delays or withdrawal of your application. Please note that, in some cases, our underwriting team may request additional information.
EDUCATION QARDAN HASANA DOCUMENTATION REQUIREMENTS
Please ensure you upload the correct supporting documents based on the amount of Qardan Hasana you’re applying for:
Small Qardan (up to £25,000) – Required Documents:
- 3 months bank statements
- 3 months payslips
- If Self employed; previous year’s trading accounts and SA302 tax returns
Medium Qardan (£25,001 – £75,000) – Required Documents:
- 6 months bank statements
- 6 months payslips
- If Self employed; previous two years’ trading accounts and SA302 tax returns
Large Qardan (above £75,000) – Required Documents:
- 12 months bank statements
- 12 months payslips
- If Self employed; previous three years’ trading accounts and SA302 tax returns
- Accountant’s statement regarding current year
You will also need to provide the following:
- Safai Chitti: You must provide your Safai Chitti obtained specifically for the purpose of Qardan Hasana. You can contact your Amilsaheb / Jamaa’t to obtain it.
- Two Sponsors: Two sponsors are required for your application. Sponsors must be members of the Dawoodi Bohra community in the UK and known to the Foundation.
- Jewellery as Rehen: Jewellery worth at least one-third of the value of the requested Qardan Hasana is required as rehn.
- Covering Letter: Please provide a brief covering letter summarising your application, including the purpose, amount requested, and repayment plan. Kindly ensure it demonstrates your ability to meet repayments responsibly.
- Supporting documents: You must provide supporting evidence related to the purpose for which you are applying for Qardan Hasana.
FREQUENTLY ASKED QUESTIONS
Q. Why Should I Not Take a Loan from the Student Loan Company?
A. Loans from the Student Loan Company accrue interest immediately upon receipt of funds and are haraam.
Q. Who Is Eligible to Apply?
A. UK Residents either British Nationals or those with indefinite leave to enter or remain (settled status) are eligible to apply for Student Qardan Hasana under this scheme. International students on temporary visas without settled or pre settled status should contact us at info@bqhs.org.uk for further information.
Q. How Can I Apply?
A. All applications can be made through the following website: https://saifeefoundationeurope.org.uk/.
On the website, select the “Qardan for Education” option to begin your application. You are requested to select your local Anjuman on the website and submit your application through them. If your Anjuman is not listed, you may apply directly through the Burhani Qardan Hasana Scheme UK.
Q. When Should I Apply?
A. Applications for Qardan Hasana for students starting in September are open from the preceding March. So, applications for September 2026 entry can be submitted from March 2026 onwards. Please feel free to contact us in advance to help you prepare for your application.
Q. What If I Don’t Have All the Relevant Information?
A. Applications can be submitted based on assumptions with final details provided prior to university entry and collection of funds.
Q. Who Should Apply?
A. Applications must be submitted by parents/guardians in their own name, on behalf of the student.
Q. What does the Student Qardan Hasana Scheme Cover?
A. The scheme covers tuition fees and maintenance costs for all eligible students. Your Qardan Hasana approval will cover the entire course, but funds will be disbursed annually.
Q. How Long Is the Repayment Period?
A. Each case will be considered based on its individual circumstances and the results of affordability checks. However, we encourage mumineen to repay as soon as possible so that all mumineen who need Qardan Hasana can benefit from it and receive the barakat associated with Qardan Hasana. We will also make every effort to accommodate mumineen who require an extended repayment period, in accordance with the regulations..
Q. What Documents Do I Need to Submit Along With My Application?
A. ✓ Details of the course you are applying for, including the application course fees.
✓ A Raza Mubarak letter which can be obtained through https://www.mhbtalabulilm.com/
Visit the website, click on “Education Raza,” and submit your application. If your Raza is approved, you will receive a downloadable PDF of the Raza Mubarak letter. This letter must be included with your application.
✓ Safai Chitti
✓ Income and supporting evidence from the Supporting Parent / Guardian:
- P60/Payslips for 6 months if employed.
- Bank statements for the previous 6 months.
- Accounts if self-employed for past 2 years along with tax returns.
- Details of additional parent may be requested subject to financial status.
✓ Budget, including but not limited to:
- Course fees
- Accommodation costs, if applicable
- Travel costs
- Food
- Costs for study material and any examination fees
✓ Confirmation that you will not apply for an interest-bearing student loan.
Where possible these costs should be backed by evidence. You must apply for the full course duration, while the total amount will be approved, disbursements will be made annually. To secure your annual Qardan Hasana disbursement for the subsequent year, please share that year’s budget along with a summary of the previous year’s progress. Your financial affordability will be assessed each year before disbursing the subsequent year’s annual Qardan Hasana disbursement.
Q. Who can I contact for more information?
A. By e-mail: info@bqhs.org.uk
| Anjuman / Scheme | Member | Contact Number |
| Burhani Qardan Hasana Scheme – UK | Mulla Ammar Abidali | – |
| Mulla Abizer Nalwala | 0781 684 1987 | |
| Murtaza Bhai Daginawala | 07896 685294 | |
| Sheikh Shabbir Sheikh | 0795 736 5033 | |
| Sheikh Mustafa Bhai Poonawala | 0775 201 1206 |
| Anjuman / Scheme | Member | Contact Number |
| Anjuman-e-Badri (Birmingham) | Alihusain bhai Quettawala | 0740 436 2651 |
| Anjuman-e-Burhani (London) | Mulla Husain bhai Mehboob bhai | 0798 578 4260 |
| Anjuman-e-Jamali (Bradford) | Mulla Yusuf Bhai Cochinwala | 0793 493 8244 |
| Anjuman-e-Saifee (Leicester) | Mohammed Bhai Degamwala | 0745 992 1929 |
| Anjuman-e-Zainee (Croydon) | Moiz bhai Taherbhoy | 0772 305 2251 |
| Burhani Qardan Hasana Scheme – UK | Mulla Ammar Abidali | 0771 553 1984 |
| Mulla Abizer Nalwala | 0781 684 1987 | |
| Murtaza Bhai Daginawala | 07896 685294 | |
| Sheikh Shabbir Sheikh | 0795 736 5033 | |
| Sheikh Mustafa Bhai Poonawala | 0775 201 1206 |